4606 Surf St.

North Myrtle Beach, SC
$ 1,229,000 Beds 4 Baths 2.5 Sq 1,970
Monthly Estimate* How much can I afford?

Complete down-to-the-studs renovation completed in 2025. This home is truly unique not only because of its complete transformation, but also because of its rare setting. Situated on a street-to-street double lot in Windy Hill, the property offers privacy and openness that are extremely difficult to find. The properties between this home and direct ocean access are parking lots, providing unobstructed ocean views that are rare for the area. The vacant lot next door further enhances privacy and creates an exceptional coastal setting. This home was not simply updated—it was completely redesigned with a new interior layout. Walls were relocated, spaces were reconfigured, and areas were opened and closed off to create a modern open-concept feel while maximizing functionality and comfort. The finished product offers the quality, design, and feel of a brand-new coastal residence. Due to the extent and completion date of the renovation, the home is currently insured by a carrier recognizing the property as a 2025 build, which may provide insurance advantages compared to older construction. The redesigned floor plan creates a spacious feel throughout the home. The primary suite features a walk-in closet and luxury bathroom with a walk-in glass shower, dual shower heads, and smart Wi-Fi speaker. The kitchen was completely upgraded with premium-line appliances, custom quartz countertops, and quartz extending into the oversized 9-foot island. Additional upgrades include new subfloor, drywall, recessed lighting, luxury LVP flooring throughout, custom tile in both full bathrooms and half bath, and custom-fabricated steel stair railing. The home also features separate upstairs and downstairs HVAC systems with individual smart thermostats, upgraded windows for increased natural light, sound-dampening underlayment beneath upstairs LVP, dedicated laundry room, oversized storage closets, new French doors, and secured storage beneath the staircase. Exterior upgrades create a true resort-style experience. The front parking pad accommodates four vehicles, with additional fenced pool-area parking for two more vehicles, providing six total parking spaces. The backyard features a custom 15x30 pool with blue plaster finish, built-in seating areas, attached custom 8x8 interior hot tub, waterfall feature, new Hayward saltwater pool system, programmable pool lighting, matching in-ground fire pit, approximately 1,400 square feet of pavers, and Tennessee River Rock landscaping. The entire pool and outdoor living area is enclosed by a 6-foot privacy fence, creating a private retreat. The outdoor living area includes a fully covered sitting area, approximately 800-square-foot deck with ocean views, upgraded cable railing, and mature landscaping featuring Pindo palm and additional palm trees. This primary residence is also utilized as a short-term rental during select months of the year. In 2026 alone, the property has 84K in confirmed short-term rental income despite only being available from March through August. During July and August, availability is intentionally limited primarily to weekends due to personal use by the owners, family, and friends. The home generates over 1,100 per night on summer weekends during peak July season. The owners have chosen to maintain limited rental availability rather than operate it as a full-time short-term rental, allowing continued personal enjoyment of the property. Several short-term rental management companies have provided estimates that year-round operation could generate 110,000+ annually. Buyer and buyer’s agent to verify all information, including square footage, measurements, permits, rental information, and all property details.

Active

  • Price
  • $ 1,229,000
  • City
  • North Myrtle Beach
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Horry
  • Half Bathrooms
  • 1
  • Area
  • 11E North Myrtle Beach Area--Windy Hill
  • Lot Size
  • 0.16 Acres
  • Zip
  • 29582
  • Sqr Footage
  • 1,970
  • Year Built
  • 1962
  • Style
  • MLS#
  • 2617251
Listed By: Chosen Realty LLC; Office: 330-249-3499
Data Source: Coastal Carolinas MLS (CCARMLS)

Features

General

Zoning R-1
Architectural Style Traditional
Year Built 1962
Property Subtype Detached
Assoc Fee Paid Per Monthly
County Horry
Property Type Residential
HOA false
Subdivision Name Windy Hill Beach
Full Baths 2
Status Active
Directions Turn on to 46th Ave S. North Myrtle Beach, Right Turn on to Surf St. House is on the right
High School North Myrtle Beach High School
City North Myrtle Beach
Disclosures SubjecttoStateVacationRentalAct
MLS Area 11E North Myrtle Beach Area--Windy Hill
Elementary School Ocean Drive Elementary
Property Attached Y/N false
Home Warranty Y/N false
Middle/Junior High School North Myrtle Beach Middle School
Property Condition Resale
Lease Considered Y/N false
Standard Status Active
Property Sub Type Additional Detached
PostalCity NORTH MYRTLE BEACH

Interior Features

Furnished Y/N Unfurnished
Half Baths 1
Total Bedrooms 4
LivingAreaSource Owner

Exterior Features

Parking Features Driveway
Total Parking 6
Building Area Total 1970
Lot Size Acres 0.16
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Surfside Beach, SC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ocean Drive Elementary Elementary School
Middle School North Myrtle Beach Middle School Middle School
High School North Myrtle Beach High School High School

Price History

7/9/2026 Listed $1,229,000

Property vs Zip Code Average in 29582

Price
AVG $840K
$1.23M
Year Built
AVG 2003
1962

4606 Surf St. North Myrtle Beach, SC is a Single Family Home for sale at $1229000 with 1970 sqft and a lot size of 0.16 Acres Acre(s). 4606 Surf St. North Myrtle Beach has 4 bedrooms, 2 baths and was built in 1962. The property's zip code is 29582 which is in North Myrtle Beach, SC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.